About Techno Loans cash loans, made simple

Techno Loans is an Australian online cash loan application service. We don't lend. If you need between $500 and $10,000 for something unexpected, a car repair or a bill that can't wait, you fill in one short application on your phone and we pass it to licensed lenders that may be able to help.

Techno Loans is a trading name of Swift Loans Australia Pty Ltd, ABN 59 600 167 084, Australian Credit Licence 461533. We provide credit assistance. We're not a lender, so we don't decide whether you're approved, how much you're offered or what it costs.

• One application, about three minutes, on any device, any time.
• Your details travel over an encrypted (SSL) connection.
• Your application is offered to licensed lenders.
• A lender that's interested assesses it and contacts you with any offer.

Want the detail? See how a cash loan application works or browse the cash loan FAQs.

We don't act as an agent or representative of any lender, and we don't charge you to apply. We can't influence a lender's decision or the amount you may receive. Each lender sets its own rates, fees and criteria, so read any offer carefully. You're never under any obligation to accept an offer, and you can stop the process at any time.

We share the information you give us with participating lenders and other partners, as set out in our Privacy Policy and Credit Guide. Please read them before you apply. Questions about a loan you've taken out are best answered by your lender.

• You're 18 or over and an Australian resident.
• You receive a regular income into an Australian bank account with online banking.

Lenders may check your credit file with credit reporting bodies such as illion, Experian and Equifax. Missing repayments can be reported and may affect your credit rating. Small loans are an expensive form of credit and aren't a long-term solution. If you're struggling with debt, talk to a free financial counsellor on the National Debt Helpline (ndh.org.au).