Personal cash loans up to $10,000

Personal cash loans of $500 to $10,000 can help with costs that are too big for one pay packet, such as moving house, furniture, buying or fixing a car, a medical procedure or bringing several bills together.

Most personal cash loans in this range are unsecured, which means you don't put up your car or home as security. Instead, lenders look at your income and expenses to decide what you can afford. Techno Loans doesn't check your credit file. The lender may choose to do a credit check, which may be recorded on your credit file.

Income and employment

Regular income, from work or other sources, shown in your bank statements.

Expenses and existing debts

Rent, bills, living costs and any other loans or credit cards you're paying off.

Credit checks

Techno Loans doesn't check your credit file. The lender may choose to do a credit check, which may be recorded on your credit file.

Banks offer personal loans too, often at lower rates for applicants with strong credit, but they may have higher minimum amounts and stricter criteria. Some licensed lenders look at a wider range of situations. Whichever you choose, compare the comparison rate and total repayments, and read our Warning about Borrowing first.

Bigger loans get a closer look, so have recent bank statements showing your income ready to share, know the balances of any credit cards or loans you hold, and be clear about what the money is for. A quote or invoice for the cost can help you settle on the right amount. For smaller, quicker costs, short term cash loans may suit better.