Online loans Australia-wide
No branch, no paperwork. Apply on your iPhone or Android in about 3 minutes.
Apply for a loan without leaving the couch
Online loans let you apply from your phone, tablet or computer instead of visiting a branch. It's the easiest way to apply for fast loans online in Australia. The Techno Loans application is built for mobile, so you can complete it on your iPhone or Android in about three minutes, wherever you live in Australia.
What happens online
Your application
One short form covering your details, income, expenses and the amount you'd like.
Verification
You share bank statements through a secure, read-only service, and lenders may confirm your identity electronically.
Contract and signing
If a lender offers you a loan, it usually sends the contract to read and sign electronically.
Updates
Lenders keep you posted by email or SMS, so keep an eye on your inbox and messages.
Staying safe with online loans
Scammers advertise loans online too. Protect yourself:
- check the business holds an Australian Credit Licence on ASIC's Professional Register
- never pay an upfront fee to "release" a loan
- never share your banking password by phone or email
- check the website address starts with https
Techno Loans holds Australian Credit Licence 461533 (Swift Loans Australia Pty Ltd), so you can look us up.
Who online loans suit
They suit people who are comfortable banking online and want to apply in their own time. You'll need online banking to share statements, plus a mobile number and email the lender can reach.
If you'd rather talk to someone face to face, a bank branch or credit union may suit you better. For many people, though, applying in a spare few minutes on the bus or after dinner is simply easier. See why our quick cash loan application takes about three minutes.
FAQ
Online loans questions
Are online loans safe in Australia?
They can be, if you deal with licensed businesses. Check the Australian Credit Licence number on ASIC's register and never pay a fee upfront to receive a loan.
Do I need online banking to apply?
Yes. Lenders use read-only access to recent statements to assess your income and expenses.
Can I apply on my phone?
Yes. The whole process is designed for mobile and works on iPhone and Android.
Is Techno Loans an online lender?
No. We're an online credit assistance service. We refer your application to licensed lenders, who make all credit decisions.
Related
Other loan types
Back to the Techno Loans home page or see how it works.
Ready when you are.
Apply online in about 3 minutes.
Apply for $500 Only borrow what you can comfortably repay.